Cash JISA - The Cash Junior ISA - a tax free cash savings account for your child

JISA - Junior Individual Savings Account

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Junior Cash ISA
The cash jisa (junior cash isa) which is officially named the cash junior individual savings account is very much like a regular children’s savings account but it offers completely tax free savings.

Many of the UK’s high street banks and building societies will be offering their own tax free cash junior isa.

To open a cash junior isa you must be the parent of or have legal parental responsibility for the child and the child must not already have a child trust fund.

The benefits of a junior cash isa account is that they can offer tax free savings for the lifetime of the account. Once your child reaches 18 years of age the account will simply and automatically change to a regular individual savings account (ISA).

The maximum cash junior isa allowance is £3840 per tax. This means that the total amount you can invest into the junior isa is £3720 per year.

Please note that this amount can be split between a cash junior isa and an investment junior isa (stocks and shares junior isa).


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Please note that is a marketing website only. We do not provide nor specifically recommend any Junior ISA product. If you are at all unsure whether a JISA or any other investment is right for you then we strongly recommend that you seek advice from an independent financial advisor.
You can find an adviser on websites such as, &